FAQ Videos
Client Testimonials
Our Featured Videos
Jeff Brown
Ken Ronan
THE IMPORTANCE OF Uninsured or Underinsured Motorist "UM" COVERAGE:
Uninsured or Underinsured Motorist is usually referred to as "UM" coverage. It is one of the most important coverages you can purchase, because it pays you for your injury if the at-fault party does not have any or enough liability coverage. It is essentially buying liability insurance for everyone else on the road, in case they injure you or someone in your family under the same policy.
Say you're involved in an accident that wasn't your fault. In most circumstances, you'd file a claim with the at-fault driver's car insurance company, get your car repaired and recoup compensation for any lost wages or medical expenses. No out-of-pocket expenses to you.
But what if the driver who sideswiped you doesn't have car insurance or doesn't have enough of it? Minimum liability insurance requirements don't always offer enough coverage after a car accident. Uninsured and underinsured motorist coverage can help protect your finances if you're in an accident caused by an uninsured or underinsured driver – which is plentiful in the South Florida area. Uninsured and underinsured drivers are a big problem in South Florida, partially due to very lenient regulations regarding liability insurance.
FAQ Videos
Watch our videos- Are handshake agreements binding?
- Are punitive damages available in a Florida auto accident case?
- Can any attorney handle a Florida boating accident case?
- Can I oppose a divorce in Florida?
- Can I recover punitive damages if the accident was really intentional?
- Can text messages, emails, or Facebook posts be used to prove threatening conduct against me in court?
- Do I have to pay alimony in a divorce in Florida?
- Do shareholders have any legal responsibility to one another?
- Does Florida cap non-economic damages, like pain and suffering, for a person injured in a car accident?
- How can I keep my spouse from selling property before we divorce in Florida?
- How can I prove that the attorney I hired to defend my child on a criminal charge was ineffective and incompetent?
- How do I get my child support increased in Florida?
- How is divorce initiated in Florida?
- How is negligence determined in an auto accident case?
- How long does a state have to file criminal charges?
- How long will it take to settle my Florida boating accident case?
- How much money can I expect to receive from my Florida auto accident case?
- How quickly should I contact an attorney in a Florida auto accident case?