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A year ago I was hurt in an accident, but I now need surgery and the insurance company has closed their file? Can I sue?

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Yes, you can still sue so long as the statute of limitations hasn’t run. In a car accident case, that’s four years. You can still sue, and you can still negotiate with an insurance company even though they tell you they’ve closed their file. It’s not up to them to decide when the case is over. It’s up to the court system and your lawyers.

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