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What is the purpose of obtaining uninsured or underinsured motorist coverage?

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Transcript:

This type of coverage is probably the most important type of coverage to get in the state of Florida or any other state. I think the statistics are in this state may be as much as 50% of the drivers don’t have insurance. What you are doing when you buy uninsured motorist or underinsured motorist coverage, you’re getting insurance for that driver who may be at fault and caused you significant injury but they have no insurance. In that instance you go to your insurance company for that situation and they will cover you now for those injuries.

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